Showing posts from September, 2017

The five Ss, kaizen and meaningful, sustainable and positive change

Makeover videos on YouTube are my guilty pleasure.  I love looking at “before and after” videos and seeing the positive change.  Recently, however, I’ve started to wonder if these videos are daunting me rather than inspiring me.  You probably know how they work.  Someone takes a problem, throws expertise and effort at it (and sometimes money as well) and the end result is amazing.  Now, I get the fact that sometimes this is the only realistic way to tackle a problem, like when you’re really short on time and you need to get it done or you’ve just had enough of the way things are and you just want to get it done and dusted, but more and more I’m starting to think that I can’t be the only person who looks at these videos and wonders how they’ll ever find the time or the energy (or the money) to make a huge change like that.  Recently, however, I suddenly remembered something I’ve actually known for a long time but never really thought about.  Most meaningful and sustainable changes are …

The 6 points to starting a meaningful, sustainable and successful business (full time or side hustle)

In an ideal world, everything you do would bring joy into your life and joy into the world in general.  Well the real world is not necessarily the ideal one, but it can be if you work to create it.  I've written before about why I think everyone should have a side hustle (even if you already own your own, main business), now I'm going to go over the basics of setting up a successful business, whether for a full-time income or as a side hustle.

Let's be clear about this, you can set up a successful business even in a recession and even in a niche and/or geographical area where there are a lot of similar businesses.  In fact, I'd argue that having your own business, at least as a side hustle, is even more important in a recession, because that's exactly the time when unscrupulous employers are most likely to try to take advantage of a difficult job market.  So, without further ado, here are the 6 points you need to know to start a successful business, whether you wa…

Your 7 step guide to protecting your precious documents and memories in a hurricane (or other disruption)

I have to be honest and say my home is far from paper-free, but I can also say that if there’s one area of my life where I have done a decent job of decluttering, it’s paper, mainly because I can digitize it and therefore take a relaxed attitude to recycling it.
Now, I’m going to hold my hand up and admit that a lot of my paper decluttering simply involved creating digital clutter instead, but the digitizing process did give me the opportunity to corral off both the paper and the electronic copies of my important documents.  This, together with the arrival of Hurricane Irma (thankfully far away from here), set me thinking about the importance of protecting my key data and I suddenly noticed that even though there are lots of articles which mention the importance of keeping digital back-ups of your key documents and precious memories, a lot of them seem to work on the assumption that once you have digitized your data it is safe forever and sadly that is very far from being the truth.  T…

Why positive minimalism is the only meaningful approach to managing money

Financial baggage is probably the worst excess baggage you can possibly carry to the extent that it can basically destroy your life.  By contrast, while money can’t buy you love, it can buy you independence and the ability to exercise a significant degree of control over your own life.  For me, therefore, that means you need to drop any ideas you had about money being some kind of dirty word and start seeing money as a tool which you can make work for you.  If you take a positive approach and apply minimalist principles, you can change money from a source of stress to a source of meaning without becoming greedy or materialistic about it.
Your financial present build your life’s future
There is only one point you really need to understand about money management, which is that every purchase you make in the present will impact your future in some way.  Therefore, you always want to take financial decisions which make your future brighter and simpler rather than ones which have the potenti…